Speeches & Opinions

At CredAbility, our leaders frequently engage creditors, employers, community groups, government entities, the media and consumers on the subject of personal financial responsibility.

Here you can browse our most recent speeches and opinions, search our archives and gain insights into how CredAbility helps people who are financially distressed get on the road to stability.

Stay Within Means for Peace of Mind Over the Holidays, Friday, November 25, 2011
Chances are you know someone who is broke, but is still planning to go all out this holiday season by charging gifts on a credit card, spending their emergency savings or dipping into a retirement fund.

Transparency From Lenders Will Help for Now, Sunday, June 28, 2009
When Congress begins debating whether to create the Consumer Financial Protection Agency that the Obama administration is recommending, I expect we will hear some familiar arguments. Attempts to protect borrowers from confusing lending products - and from themselves - have been ongoing since well before the current credit-fueled economic crisis.

Remarks by Suzanne Boas at Leadership Atlanta, Tuesday, May 12, 2009
Good morning, everyone. I would like to address three issues this morning: First, our service to residents of metro Atlanta; second some emerging trends that we are seeing among our clients; and third, where we see the economy going.

American Banker Op-Ed by Suzanne Boas, Wednesday, April 29, 2009
The Internet has made it so easy to communicate that many people are willing to exchange their financial information online and then "chat" with a certified counselor to help solve their financial crisis.

Remarks by Michelle Jones at Decatur Rotary Club, Decatur, GA, Friday, February 20, 2009
I've been with Consumer Credit Counseling Service for 12 years, and over the course of those twelve years, I have had the same introductory conversation hundreds of times. I'll be at my daughter's school, or in the grocery store, or at a networking event and someone will ask what I do. "Why I work for consumer credit counseling service" I'll reply and they will inevitably respond, "oh, that's great . . . now what exactly is it that you do?"

Remarks at United Way Financial Stability Leadership Summit, Chicago, IL, Thursday, June 05, 2008
Before I discuss our view of the current mortgage crisis, I’d like to introduce you to the work of the organization I oversee through the voice of one of our clients facing foreclosure. While we read almost daily about the rising number of foreclosures in every corner of our country, not many of us get much closer to the problem than that.

Op-Ed in Mortgage Origination News: Avoiding Past Subprime Woes When Going in Reverse, Wednesday, May 07, 2008
Before I discuss our view of the current mortgage crisis, I’d like to introduce you to the work of the organization I oversee through the voice of one of our clients facing foreclosure. While we read almost daily about the rising number of foreclosures in every corner of our country, not many of us get much closer to the problem than that.

Remarks at Foreclosure Prevention Panel hosted by Cong. John Lewis, Atlanta, GA, Saturday, April 26, 2008
If a homeowner is looking at keeping their home and avoiding foreclosure, there are two common plans that CCCS counselors typically explore with their lenders.

Op-Ed in American Banker: Software to Ease Foreclosures Showing Promise, Friday, January 18, 2008
Since last month’s announcement by President Bush to help homeowners with subprime, adjustable-rate mortgages stave off foreclosure, many mortgage servicers have been working overtime to keep people in their homes.

Remarks to the Ga. Consortium for Personal Financial Literacy on the HOPE campaign, Friday, November 30, 2007
It has been 10 months, almost to the day, since our Atlanta HOPE foreclosure prevention campaign was launched. Suzanne Boas, president of Consumer Credit Counseling Service of Greater Atlanta provides an update on results, as well as to comment on the challenges that lie ahead.