Start your financial education and training online and on demand.
Begin browsing financial topics that match your interests and choose your format — from online courses, webinars, portable podcasts and videos. Plus, you can start using expert tips, tools, calculators and more. No matter what your financial situation, CredAbilityU has the educational resources to help you move forward with confidence.
5:53 min
Listen as our CredAbilityU experts discuss what is debt and how do you get rid of it quickly.
7:01 min
Listen as our CredAbilityU experts discuss financial tips on what to do if you are facing foreclosure.
This site is directed towards seniors but has important lessons for every age group. The unfortunate reality is seniors are specifically targeted by some scammers, so it’s seniors who are in most need of the information.
Participants will learn how to recognize consumer fraud schemes, detect and prevent identity theft, identify mortgage-related and assisted living abuses, address a variety of insurance choices and examine estate planning, among other financial issues.
Participants will learn how to recognize consumer fraud schemes, detect and prevent identity theft, identify mortgage-related and assisted living abuses, address a variety of insurance choices and examine estate planning, among other financial issues.
Worried about your personal finances? Learn steps that will help you assess your current financial situation and avoid your own personal financial crisis.
The purpose of this course is to help you learn how to protect yourself in this challenging economy and avoid a household recession. You'll learn to assess your current financial status, establish steps to avoid a household financial crisis, and monitor your progress during key interim periods.
Learn what it is, how to spot the early warning signs and the differences between Chapter 7 and Chapter 13. Plus, find out how filing can affect your financial life and how to avoid bankruptcy.
6:53 min
Listen as our CredAbilityU experts discuss financial tips on how to become a Household CFO
This course will instruct you on how to determine your price range before shopping for a home, understand the additional costs to include when purchasing a home, and determine what your budget is for all your housing costs.
This course will instruct you on how to determine your price range before shopping for a home. Understand the additional costs to include when purchasing a home and determine what your budget is for all your housing costs.
4:09 min
Listen as our CredAbilityU experts answer the question financial tips on is now the right time to buy a house?
3:57 min
Listen as our CredAbilityU experts discuss financial tips on how to unravel the mystery of buying insurance.
Learn how to start the year off by becoming free of debt this year. You will learn several methods to build a workable plan to pay-off your debts quickly. You will learn how to prioritize your debts and pay-off secured as well as unsecured debts. Also, we will show you how to effectively track your spending and pay-off your holiday debt and live free of debt.
In this course, you will learn several methods to build a workable plan to pay-off your debts quickly. You will learn how to prioritize your debts and pay-off secured as well as unsecured debts. Also, we will show you how to effectively track your spending and pay-off your debt and live free of debt.
3:51 min
Listen as our CredAbilityU experts discuss how to use a checking account as a positive financial resource.
Designed to help you manage a checking account responsibly, this paid course will teach you how to choose the right financial institution and open an account—plus how to use bill pay and other online banking features. Completion of this course may be helpful in your ability to qualify for a new checking account.
With the right questions, information and realistic expectations, you learn about everything to consider—from legal fees and costs to consultations—so you can make an informed decision.
3:58 min
Listen as our CredAbilityU experts discuss the common financial terms to assist you have a better understand of your money.
Before you decide to make the largest investment of your life, we will guide you through essential tips for the homebuying process—including HUD homes, real estate brokers lenders, loans and closing.
Whether your household budget has a negative or positive cash flow, you will learn about all the possible options your lender may make available to help you prevent foreclosure.
During this critical time, it is important to remember that bankruptcy is not your only option. From enrolling in a DMP and negotiating to using assets for consolidation, you will examine several alternatives.
Each of us has a responsibility to manage spending. You will learn how to get the right reports from credit bureaus, interpret your credit report, understand the costs of using credit and work with your creditors.
This course is specifically designed for clients who have had a foreclosure and want more information on how foreclosure affects credit reports, credit scores and requests for new credit. We will also discuss how to manage your credit and some things that you can expect as a result of having a foreclosure.
This course is specifically designed for clients who have had a foreclosure, and want more information on how foreclosure affects credit reports, credit scores and requests for new credit. We will also discuss how to manage your credit, and some things that you can expect as a result of having a foreclosure or having filed for bankruptcy.
6:02 min
Listen as our CredAbilityU experts discuss financial tips on understanding and managing your credit report.
3:32 min
Listen as our CredAbilityU experts discuss reevaluating your lifestyle to accommodate a large financial loss.
In this article, you will find out how to get free copies of your credit report, while ensuring its accuracy, privacy and your rights under federal law.
If you are behind on paying credit cards, personal loans or a home mortgage, this article will explain the laws governing debt collection, so you will know how to be treated fairly, honestly and legally.
Taken from our Fighting Back Senior Scams class, Avoiding Scams Part I will address how to recognize consumer fraud schemes, detect and prevent identity theft, and identify mortgage-related abuses.
Taken from our Fighting Back Senior Scams class, Avoiding Scams Part II will address a variety of insurance choices and examine estate planning, among other financial issues.
This course helps participants achieve financial balance and economic freedom. Topics include: setting financial goals; creating a spending plan; tracking expenses; and developing healthy financial habits.
This webinar will teach you concepts of setting goals and putting in place a priority spending plan. Take control of your finances today by learning the steps involved in gaining a better view over your finances.
3:00 min
Does your bank account rise and fall like the levels of Lake Lanier? If you need some tips on how to stay afloat in rough waters watch this 2 minute CredAbilityU video.
1:38 min
Are there potholes and congestion in your personal finances? If you need tips to put the right items in place to have some margin built into your personal finances without getting distracted along the way, watch this 2 minute CredAbilityU video.
1:32 min
Are your financial plans built on something just as solid as Stone Mountain? If you want help building a firm financial foundation watch this 2 minute CredAbilityU video for additional tips.
1:08 min
Do you have a vision and a plan for your personal finances or are you slowly getting by with no real financial goals in place? Watch this 2 minute CredAbilityU video to learn how you can setup a proper plan for your personal finances that will help you achieve your goals.
3:15 min
Listen as our CredAbilityU experts discuss how to recognize and avoid foreclosure rescue scams.
Whether you have ever taken time to think about these questions or not, it’s best to be proactive and recognize some key steps you might want to employ should you find yourself facing the possibility of a foreclosure. To avoid becoming a victim of foreclosure schemes there are several strategies you can implement.
Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.
Understand the basic types of insurance and why it is important to have the right insurance coverage for your family.
The purpose of this course is to guide you through the many challenges you will face and to offer a series of suggestions to help you not only survive, but thrive during a period of transition.
A guide to managing between jobs- Dealing with the financial impact of job loss and quickly getting back on track.
This course will instruct you o¬n the top five emergencies that can devastate a family's finances. Learn ways to protect yourself and your family in case of an emergency and learn about resources that can help you with your emergency situation.
Handling Life's Big Emergencies will instruct you on the top five emergencies that can devastate a family's finances. Learn ways to protect yourself and your family in case of an emergency and learn about resources that can help you with your emergency situation.
This course will teach you that paying off debts give you the freedom and flexibility to do what you want. You will learn how to prevent spending your future, how to pay-off charges quickly, and learn the steps to build a workable plan to pay-off your debts.
We'll show you workable strategies for paying off your debts.
Learn how to plan, prepare, and position your finances for those common emergencies that could derail a families finances.
How Do I Handle This helps you learn how to plan, prepare and position your finances for those common emergencies that could derail family finances.
Learn what steps you may be able to take now to potentially avoid foreclosure. You’ll also learn ways you may be able to catch up on your mortgage payments and other options that may be available to you.
Discover clear, concise steps for catching up on payments and avoiding foreclosure.
Get answers to the right questions help you protect yourself and your home. If you are behind on your mortgage, learn about options to foreclosure, the rules to qualify and how to avoid frauds.
Learn the necessary steps that you need to take to protect your information and avoid the common mistakes that allow the thieves to take your identity. Learn also what you have to do if you are already a victim of identity theft.
Learn the necessary steps to protect your information and avoid the common mistakes that allow someone to take your identity. This course will help you understand what you must do if you are a victim of identity theft.
3:00 min
Listen as our CredAbilityU experts discuss financial tips on ways to avoid a very expensive and troubling worldwide crime called Identity theft.
3:51 min
Listen as our CredAbilityU experts discuss the importance of saving and tips to keep you on track
Before you fill out your DMP forms, we will review the responsibilities critical to your plan’s success, step-by-step and the consequences if you choose to withdraw from it.
To help you discuss reverse mortgage products with lenders, we have prepared several questions you should consider asking before you make your final decision.
From paying property taxes and homeowner’s insurance to maintaining your property, this article will help you learn how to meet expectations and make your mortgage a success.
Learn about using your reverse mortgage to purchase an annuity, considering factors such as loan options, annuity benefits, annuity costs, public benefits and annuity choices.
From application and processing to closing and beyond, we will walk you through a reverse mortgage, explaining what is needed at each step, so you will know what to expect.
In some cases, a reverse mortgage may not your best option. We will help you explore your options, such as retirement communities, home sharing, selling, renting and more.
This course will provide you with a clear understanding of how to correct errors on your credit report and address credit denials based on inaccurate information contained in your credit report.
We will explore the importance of a credit score and how it can affect your financial life. You will learn the five critical factors that determine your number, how to deal with errors and tips that may help you increase your score.
This webinar will instruct you on how to build a spending plan that includes margin, savings and investments. You will also learn how to make better buying decisions.
This course offers advice on how to build a spending plan that includes margin, savings and investments. You will also learn how to make better buying decisions.
4:04 min
Listen as our CredAbilityU experts discuss financial tips on making a five year plan and more importantly how and why you should do it.
Here you can access free resources to increase your knowledge of basic money management and enhance your overall financial literacy; a variety of self-guided education seminars, workbooks and study aids have been designed to support you.
3:49 min
Listen as our CredAbilityU experts discuss a variety of free resources that can assist you with your personal financial goals.
During this course you will learn about a variety of foreclosure scams that fraudsters employ and identify the types of companies and individuals that use these activities. You will also learn warning signs or red flags that will let you know if you might be a victim of a fraud scam. Finally, this course will address important steps you should implement today, to avoid foreclosure, not matter what your financial situation.
Play Your Way To Financial Freedom teaches you how to use educational games to help your family change the way they think about money and credit cards. You will learn how to play the new Beat Debt board game and Paid Off card game (for in-person only; games sold separately).
3:28 min
Listen as our CredAbilityU experts discuss how to manage a windfall of money successfully.
Recruit Your Family will reveal the story of how one woman inspired her family to get out of debt. With this tale, we hope you will be inspired, too—and then apply those same strategies she used to get her family out of debt much faster than expected.
During this course you will hear the story of how o¬ne woman was able to inspire her family to get out of debt. Our hope for you in hearing this story is that you too will be inspired to implement some of the same strategies Anne implemented in getting her family out of debt much faster than they ever expected.
How to decide which housing option is right for you.
Retirement and Savings will teach you the total amount of money you will need each month after retirement. You will learn simple ways to help you save towards retirement—and how fast your money can grow once you start saving.
This course will teach you the total amount of money you will need each month after retirement. It will also teach you the common ways you can save towards retirement. Also you will learn how fast your money can grow once you start saving towards retirement.
This class will show you the benefits and drawbacks of obtaining a reverse mortgage.
3:33 min
Listen as our CredAbilityU experts discuss how seniors can avoid dishonest reverse mortgage tactics.
For seniors age 62 or older, a reverse mortgage can provide access to cash from the equity in your home without refinancing and you are not required to make any payments. Find out how you can get paid to live in your home with no income or employment requirements.
When is a Reverse Mortgage appropriate and when is a Reverse Mortgage not advisable. Learn the ins and outs of a Reverse Mortgage, the questions you should ask and the options that are available.
The purpose of this course is to realize that financial problems can cause irreparable damage to couples who believe they have found their perfect match. This course will show you how to identify areas of concern and eliminate financial stress before you walk down the aisle.
Whether you are ready to walk down the aisle or take the next step in your relationship, this course will show you how open and honest communication can help to identify areas of concern and build a foundation for financial success!
3:00min
Listen as our CredAbilityU experts discuss financial tips on a surprising way to have a great and happy marriage
3:58 min
Listen as our CredAbilityU experts discuss how unscrupulous people use unethical tactics to scam seniors.
This course will help you gain a better understanding of mortgage refinancing and whether or not it is the right financial move you.
Starting Your Debt Management Plan on the Right Foot provides the information you need to start your DMP correctly. You will learn simple things that can help you gain control over your financial situation and eliminate your credit card debt.
The purpose of this course is to guide clients who have filed for bankruptcy and provide more information on how bankruptcy affects the following aspects of their life.
If you've filed for bankruptcy, discover the effect it can have on your credit report, credit score and request for new credit. We will also explain how to manage your credit, and what to expect as a result of having filed for bankruptcy.
Learn tips to help you survive and maintain status quo when your income has been reduced or when you’re living on a limited budget.
Learn how to avoid the dangers of holiday shopping while establishing a spending plan, and identifying tips to save on holiday spending and stretch your holiday dollars.
This webinar will instruct you on how to avoid overwhelming debt during the Holiday season. You will be able to download an activity workbook which contains a blank Holiday Spending Plan and learn about additional resources that will help you gain confidence in your personal finances.
This course focuses on how to examine your credit cards, how credit cards work and how to use them properly.
This article will give you a clear explanation of a credit score and how managing your finances will determine your costs to borrow money, plus valuable resources to help you learn more.
Determining your net worth is as important as knowing how much you owe. This article will help you understand the value of your assets and your liabilities in dealing with financial challenges.
The purpose of this course is to explain what options are available for financing your education costs.
- Identify what education financing options are available
- Differentiate between federal and private student loans, and evaluate the features of each
- Understand loan repayment options and the consequences of non-payment
- Use available options to build your education financing plan
This paid course of pre-purchase education and counseling can help you become a successful homeowner and fulfill the requirements of many existing down payment assistance programs.
If you are having problems paying bills or being threatened by creditors with lawsuits, wage garnishment or property seizure, this article will help you understand the basics of bankruptcy.
The purpose of this course is to familiarize you with the loan pre-qualification and pre-approval process of home buying. You will also learn about the various mortgage options you can choose from. In addition, you will learn about the underwriting and loan decision process.
3:44 min
Listen as our CredAbilityU experts discuss what to do if you are receiving harassing phone calls
3:37 min
Listen as our CredAbilityU experts discuss strategies and tools to address a job loss.
This course will instruct you on the loan pre-qualification/pre-approval process. Learn about the available mortgage options and the underwriting and loan decision process.
3:52 min
Listen as our CredAbilityU experts discuss financial tips on where to find help if you are feeling overwhelmed by your finances.
This webinar will help you identify and commit to goals that inspire you to make the right choices. You'll also learn to adjust goals as necessary.
The purpose of this webinar is to help you identify and commit to goals that inspire you to make the right choices. You will learn to start with your ending goal in mind, write down your goals and adjust your goals as necessary.
Learn how to create a "priority spending" plan that enables you to save money to meet your goals.
This webinar will instruct you on how to create a priority spending plan to save enough money to reach your goals.
This webinar will instruct you on who you need to have on your home buying team. What their roles are and how they will help you achieve your goal of buying a home.
This course will instruct you on who you need to have on your home buying team. What their roles are and how they will help you achieve your goal of buying a home.
Learn what a credit score means and how you can improve it.
Learn how your credit score can affect your financial life, and what to do to improve your score.
